Credit Cards

Cambrian Credit Union has partnered with Collabria to offer MasterCard credit cards to our members. Members can choose from a variety of different credit cards, allowing them to pick the one that best serves their needs. You can securely access your MasterCard information online below. 

Manage your Mastercard


Enjoy 5.9% Balance Transfers for 6 Months

It’s always important to be strategic about your finances. That means consolidating your balances, managing your financial health, and minimizing interest rates on multiple cards.

That’s why we want to offer you a special 5.9% annual interest rate on balance transfers to any Collabria* credit card¹. By taking advantage of this special rate, you’ll get to:

  • Consolidate your balances and pay only one interest rate on balances
  • Save on annual fees from multiple cards²
  • Enjoy this 5.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

This offer is available from Aug 1, 2020 and expires on October 31, 2020.

Learn More

After clicking on the link, you will be redirected to a new page. Then simply:

  1. Enter your credit union name
  2. Log on to MyCardInfo
  3. Select Account Services, then Balance Transfer
  4. Follow the prompts to initiate your balance transfer

Remember that we never charge you any fees for balance transfers to your Collabria credit card. After all, your financial wellbeing is our priority.

For more details, call Cardholder Services at 1.855.341.4643.

 

Earn 50% More Rewards on Your Credit Card

 

Whenever you use your Collabria credit card, you automatically earn reward points that can be redeemed for cash, travel, event tickets, gift cards and more.  And here, we’re always looking for ways to help you earn more rewards.

 

That’s why we are offering you 50% more reward points whenever you shop at discount and stationery stores1. You can purchase books and pens, printers and laptops, headphones and accessories from select merchants – and earn while you spend!

 

Wondering how the extra reward points work? Well, whenever you shop at a store that falls under merchant category codes classified as discount, stationery and office supplies stores (codes 5310, 5943 and 5111), you’ll automatically earn 50% more rewards.

 

All you have to do is take your Collabria credit card with you when you go shopping – it’s as easy as that! This offer is valid from Aug 1 – Oct 31, 2020, and all rewards-earning cards are eligible.  

  

 

 Classic  Cambrian Classic MasterCard®

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.

Annual Fee: $30

  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
Learn More


CashBack Cambrian Cashback MasterCard®

Earn cash rewards for everyday purchases. It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

Annual Fee: No annual fee

  • Earn 1 point for every $1 spent on everyday purchases
  • Earn 2 points for every $1 spent at gas stations
  • 1 point equals 1% cash back
Learn More


 World Cambrian World MasterCard®

A wide world of privileges. The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

Annual Fee: $120.00

  • Earn 2 points for every $1 spent
  • Trip cancellation and interruption insurance up to $2,000 when your travels are changed for a variety of reasons
  • 24/7 travel assistance
Learn More


 Student Cambrian Student MasterCard®

Helping students build a strong financial future. Whether you're looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There's no annual fee and most purchases are protected with an extended warranty. Using, building, and understanding credit couldn't be simpler.

Annual Fee: No annual fee

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer’s warranty (up to one year) on your purchases made with your card
Learn More


 USDollar Cambrian US Dollar MasterCard®

Carry the card that's as rewarding as your US travel.  The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Annual Fee: $50.00 USD

  • Earn 1 point for every $1 USD spent 
  • No limit on the amount of points you can earn on qualified purchases
  • Redeem your points for cash, gift cards, merchandise or travel rewards
Learn More


 ®Collabria trademark is Collabria Financial Services’ property.


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Trademark of Visa Int., used under license.

Collabria is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

Terms and Conditions

¹This offer is available from August 1 – October 31, 2020 on all consumer and business credit card accounts, except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details regarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.

 

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

 

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between August 1 – October 31, 2020. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card.

 

²This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.

 

³In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more.  The minimum transfer amount without promotional offers is $100.

 

*To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.

 

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

 

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

 

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

 

Terms and Conditions

This offer is available from August 1 - October 31, 2020 on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, FlexRate, World, Infinite, US Dollar, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). Classic, Student and Low Rate Business credit cards are excluded from this offer. During promotional period cardholders will receive additional (50% more) reward points on every dollar spent on merchant category.

 

1QUALIFYING ADDITIONAL BONUS POINT MERCHANT CATEGORIES:

This offer applies to Collabria consumer and business rewards credit cards only. Qualifying transactions must be made between August 1 - October 31, 2020. In order to receive additional (50% more) reward points for every dollar spent, cardholder must spend their dollars in eligible merchant category codes (MCCs) classified as Discount Stores, Stationery / Office Supplies and Stationery Stores:

  1. Code 5310: Discount Stores
  2. Code 5111: Stationery / Office Supplies
  3. Code 5943: Stationery Stores

 

Bonus reward points will be awarded only in those eligible merchant categories. Eligible categories are subject to change without notice. Collabria Financial has no control over how a merchant is classified. Collabria Financial is not responsible for how merchants are categorized. Collabria Financial will not issue additional bonus rewards should the merchant from whom cardholder made their Net Purchase not be classified in the category they expected.

 

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

 

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

 

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int. used under license.